SALEH ALARIFI. The Determinants Impacting the Willingness to Use Fintech Payment Systems: The Case of Buy Now and Pay Later (BNPL). Emerging Frontiers Library for The American Journal of Management and Economics Innovations, [S. l.], v. 7, n. 11, p. 68–79, 2025. Disponível em: http://emergingsociety.org/index.php/efltajmei/article/view/501. Acesso em: 3 mar. 2026.